May 26, 2017

Picking Up Brass Makes Us $10 an Hour

The Bureau of Land Management (BLM) was toward the top of my husband’s list of places to visit, when we moved here. At the BLM office, he found out where it is legal to target shoot within driving distance of our new home. We target shoot ourselves, so this didn’t surprise me. The surprise was […]

Copyright©2010-2013 knowabit.com

Do Business Ethics Still Exist?

photo © 2007 CHRIS DRUMM | more info (via: Wylio)In my view business ethics did, do and will exist always. The business owner, the pillar of his/her family and community, giving work to employees in a safe environment, supplying customers with exactly the products, services and after sales service they need, the business owner who […]

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Transcript Federal Reserve Press Conference April 27 2011

CHAIRMAN BERNANKE: Good afternoon. Welcome. In my opening remarks I would like to briefly first review today’s policy decision. I’ll turn next to the Federal Open Market Committee quarterly economic projections also being released and I’ll place today’s policy decision in the context of the committee’s projections and Federal Reserve mandate to foster maximum employment […]

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Flat Tax and other Fiscal Myths – a Rebuttal

This entry is part 1 of 1 in the series Alternatives for US Federal taxation and budgeting

This entry is part 1 of 1 in the series Alternatives for US Federal taxation and budgetingThe federal budget should certainly be balanced, and more than that, the costs of Social Security and Medicare costs and revenues should be balanced along with the rest of the budget. After all, once the Social Security fund runs […]

Copyright©2010-2013 knowabit.com

The Risks of being an Independent Consultant or Freelancer

This entry is part 2 of 4 in the series Independent Consulting and Freelance Secrets and Tips

This entry is part 2 of 4 in the series Independent Consulting and Freelance Secrets and TipsBeing your own boss is a goal many of us strive towards. In fact, especially in tough economic times many Americans choose (or are forced) to become self-employed. The comparison of a salary to consulting income is not trivial, […]

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How to Quote Fixed Price Independent Consulting or Freelancing Jobs

This entry is part 4 of 4 in the series Independent Consulting and Freelance Secrets and Tips

This entry is part 4 of 4 in the series Independent Consulting and Freelance Secrets and TipsAs an independent consultant or freelancer you can charge many jobs based on the number of hours you spend on the job. To do this you have to set your hourly consulting rate. You also need to make an […]

Copyright©2010-2013 knowabit.com

How to Set Your Hourly Consulting Rates

This entry is part 3 of 4 in the series Independent Consulting and Freelance Secrets and Tips

This entry is part 3 of 4 in the series Independent Consulting and Freelance Secrets and TipsPerhaps you’ve just been laid off, or your boss crossed the line one last time. That’s it. You’ve had it and you’re going to become your own boss. Whatever the reason, if you’re considering hanging out your shingle as […]

Copyright©2010-2013 knowabit.com

How to Compare Consulting or Freelance Rates to a Salary

This entry is part 1 of 4 in the series Independent Consulting and Freelance Secrets and Tips

This entry is part 1 of 4 in the series Independent Consulting and Freelance Secrets and TipsAfter many years or even decades as an employee, most people fantasize about being their own boss, working from home, setting their own hours, and being able to deduct many of the expenses they cannot easily deduct as employees. […]

Copyright©2010-2013 knowabit.com

Permanent Life Insurance? Level Term Beats Whole Life

This entry is part 3 of 5 in the series Ask an Adjuster Your Insurance Questions

This entry is part 3 of 5 in the series Ask an Adjuster Your Insurance QuestionsI handled 1099 exchanges for Executive Life Insurance for a year.* I calculated cash value and death benefit amounts vs rollover premium amounts. Level term beats whole life insurance, sometimes called permanent life insurance, dollar for dollar. A reader asks […]

Copyright©2010-2013 knowabit.com

Does 21st Century Insurance Cover a Paint Job?

This entry is part 2 of 5 in the series Ask an Adjuster Your Insurance Questions

This entry is part 2 of 5 in the series Ask an Adjuster Your Insurance QuestionsOur answer is yes if you are in any of these situations: 1) Someone who has liability insurance through 21st century caused an accident with you, and the accident damaged your paint job. 2) You have comprehensive coverage on your […]

Copyright©2010-2013 knowabit.com

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